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Ethical Obligations and 401(k) Plans

Ethical Obligations and 401(k) Plans

by Frank Roche on March 10, 2009

in Benefits, Ethics

HumanMarkets is back at full force had an article called 401(k) and Ethics that outlines the steps we need to consider when talking to employees about saving for retirement. The article frames up the multiple facets facing us:

This is an ethical question, then a human capital one, then a legal one, then a “I want to be able to go into the cafeteria without being pelted with food one.”

If you’re in the benefits business right now, the “pelted with food” one probably crosses you mind more than you’d like. If you’re not in the benefits business and not qualified to talk about 401(k) plans, HumanMarkets has some direct advice for you:

The ethical issues for you to consider is that these are peoples’ lives and security you are talking about. You need to be fully competent to discuss this. If you need help – get it. It is immoral for you to take opinions that are made up on the fly. If you don’t know what you are taling about – be quiet.

{ 2 comments… read them below or add one }


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